Smarter Planning Starts Here

Whether you’re living on one income, trying to pay off debt, or just want more clarity with your money, our free interactive calculators are here to help you make confident, informed decisions.

These tools aren’t just about crunching numbers; they’re designed to help you live well with what you have.

 Budget & Spending Tools

Plan monthly or yearly expenses, uncover hidden spending leaks, and find ways to stretch your income further.

 Debt & Credit Management

Compare debt payoff methods like snowball vs. avalanche, and track your debt-to-income ratio to see progress over time.

 Big Purchase Planning

Use our car loan and mortgage calculators to estimate payments, interest, and realistic budgets before you buy.

 Retirement Readiness

See if your current savings and strategy will support your retirement goals, especially if you’re planning to live on less.

 And More Inside the Store…

Looking for even more powerful tools?

Visit our RootedinCents.store store to access our full collection of premium calculators, printable workbooks, PDFs, and interactive checklists.